Get in touch

Loan Management, AI Loan Servicing, and RBI Model Risk Management are available now. Loan Origination is on the roadmap and is not available now. Availability does not replace implementation fit, control review, or acceptance evidence.

Founder-led implementation maps available capabilities into your existing systems, policies, and controls. Scope, dependencies, acceptance criteria, and named owners are committed in writing. A named connector, deployment, or customer outcome is claimed only when its evidence is available.

We're a small founding team. Co-founder Ashok Auty leads the build, drawing on 15+ years of lending-technology experience as the original architect of Apache Fineract.

Two layers on a deterministic core. Workflow AI assistants that draft, verify, and explain inside existing flows: grounded in your policies and data. End-to-end AI lending agents that coordinate multistep processes, triggered by events, routed through approvals, fully logged for audit.

Yes. Lokta is multi-partner from the core: tenant isolation by client_id runs through every record. Onboard partners, manage obligations and splits, and generate partner-ready MIS without VLOOKUP'ing across spreadsheets.

Lokta's configurable workflow and rule engine plus its agent tools let teams compose custom AI workflows inside governance guardrails: approvals, SLAs, state machines, and exception queues. For specialised cases, design partners can collaborate on the underlying primitives.