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Loan Management, AI Loan Servicing, and RBI Model Risk Management are available now. Loan Origination is on the roadmap and is not available now.

Founder-led implementation maps available capabilities into your existing systems, policies, and controls. Scope, dependencies, acceptance criteria, and named owners are committed in writing. A named connector, deployment, or customer outcome is claimed only when its evidence is available.

We're a small founding team. Co-founder and Chief Customer Officer Ashok Auty leads the build, drawing on 15+ years of lending-technology experience as the original architect of Apache Fineract.

Two layers on a deterministic core. Workflow AI assistants that draft, verify, and explain inside existing flows: grounded in your policies and data. End-to-end AI lending agents that coordinate multistep processes, triggered by events, routed through approvals, fully logged for audit.

Yes. Lokta is multi-partner from the core: tenant isolation by client_id runs through every record. Onboard partners, manage obligations and splits, and generate partner-ready MIS without VLOOKUP'ing across spreadsheets.

Lokta's configurable workflow and rule engine plus its agent tools let teams compose custom AI workflows inside governance guardrails: approvals, SLAs, state machines, and exception queues. For specialised cases, design partners can collaborate on the underlying primitives.