The Lokta video series
Lokta Lendisms
Lending is complex. Understanding it shouldn't be.
At Lokta, we want to make lending easier to understand. Through visuals, stories and a little fun, we help complex concepts click and stay with you.
Latest episode
Watch Roll rates explained: what your delinquency rate hides. 
5 min
5 minRoll rates explained: what your delinquency rate hides
Your delinquency rate can fall while more loans go past due. This episode explains how DPD movement and roll rates reveal what a snapshot misses.
Watch episodeEvery episode includes a full transcript and links to its sources.