Vamshi Krishna Putta
Head of Engineering, Lokta
If you are planning to move a live book from one system to another, Vamshi has done it at nine million accounts.
- 15M+Accounts on a credit-line product he built, for more than ten lenders
- 9MLoan accounts migrated, each one reconciled
- ₹4,000 cr+AUM on the loans-against-mutual-funds platform he led engineering for
- 1MMicrofinance accounts carried through an RBI moratorium
About Vamshi
Vamshi Krishna Putta leads engineering at Lokta, and co-owns every implementation with Ashok: he is the engineer a lender’s own team talks to when a migration plan turns into a cut-over.
He spent five years at a commercial lending platform built on Apache Fineract, first as a full-stack engineer and then as lead developer, where he built a credit-line product that grew past fifteen million accounts for more than ten banks, NBFCs and fintechs, and worked across gold loans, microfinance and loans against securities. He then led engineering teams as a Senior Engineering Manager, first at a larger fintech and most recently at Volt Money, a loans-against-mutual-funds platform carrying more than ₹4,000 crore in AUM over more than 1.8 lakh active loans, where he took a 75% LTV product live under new RBI regulations.
Two parts of that record matter most to a lender changing systems. He has migrated nine million accounts and reconciled every one of them, and he has carried an RBI moratorium through a million microfinance accounts.
Career
- 2026 to nowHead of EngineeringLoktaCo-owns implementation with Ashok.
- 2025 to 2026Senior Engineering ManagerVolt MoneyLoans against mutual funds; took a 75% LTV product live under new RBI rules.
- 2023 to 2025Senior Engineering ManagerA larger fintech
- 2021 to 2023Lead Software DeveloperA commercial lending platform built on Apache Fineract
- 2018 to 2021Full Stack EngineerThe same commercial lending platformBuilt the credit-line product that passed fifteen million accounts.
Apache, Apache Fineract and Fineract are trademarks of the Apache Software Foundation. Lokta is not affiliated with, sponsored by or endorsed by the Apache Software Foundation, the Mifos Initiative, or any other company named here.